Fear sells. Whether you’re hawking handguns or security software, scaring the bejesus out of your potential customer base is often a winning ploy. It’s no accident that security vendors, consultancies, and their page-view-hungry handmaidens in the blogosphere are quick to report every real or imagined threat and the exorbitant costs of breaches that might coax money out of a consumer or in-house security staffers.

Case in point: the supposed vulnerabilities of smartphones, tablets, and mobile payment system to hackers. Type “mobile security threat” into Google and you’ll get 206,000 hits.

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